COVID-19 Notice

F&B Financial Group has taken extraordinary steps to ensure the safety of our employees and clients during this unprecedented time.  All of our departments are fully functional and we are funding loans and open for business.  In a general sense, we have actually improved our operational efficiency working remotely from our homes.  We are well capitalized and in most instances we do not require appraisals (or at least interior inspections) for loan approval.  We are here to serve you well.  
If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. Federal and state governments have announced plans to help struggling homeowners during this time. Read this to get information on what to do now, and what your options are for mortgage and rental relief.
Important things to know first...
For many homeowners with mortgages, there’s help, but first assess your situation.
If you can pay your mortgage, pay your mortgage.
Don’t call your mortgage servicer if you aren’t facing an immediate issue. Mortgage servicers are getting a lot of calls and need to first help those who won’t be able to pay their mortgage. Check their website first for possible options.  If you can’t pay your mortgage, or can only pay a portion, contact your mortgage servicer immediately.  It may take a while to get a loan servicer on the phone. Loan servicers are experiencing a high call volume and may also be impacted by the pandemic. Please be sure to read this blog carefully so you are prepared for this conversation.