Matt Obermeier - Senior Mortgage Banker

13354 Manchester Road, Ste. 200
St. Louis, MO 63131
314-899-5028 or 314-602-3173 (cell)
[email protected]
NMLS 293928

Matt Obermeier entered the mortgage business in 1999 and has studied almost every aspect of the industry. From calculating loan estimates, processing, post-closing and now originating, Matt has truly worked his way from the ground up.  The knowledge Matt gained over the past 18 years shines through while he is assisting his clients and guiding them into the products that make sense for them. 

Matt believes that nobody should have to make the biggest financial decision of their life without the guidance of someone who cares. He really enjoys educating his clients throughout the loan process to ensure that they are comfortable and understand all the options available to them.  In addition to standard purchase and refinance transactions, Matt can offer creative solutions to debt reduction and reconsolidation. He is able to assist his clients in creating a roadmap to best utilize their mortgage as a financial tool in the future.

Matt prefers face to face meetings to guarantee that the loan is going in the right direction from the beginning. His business is entirely referral based so ensuring that every one of his clients is happy is always his number one priority.

When he’s not working Matt enjoys spending time with his 3 kids. A St. Louis native, Matt is an avid Cardinals fan and loves exploring the diverse restaurants our great city has to offer.

After spending some time working for a larger lender, Matt is happy to be working with F&B Financial Group. Between the in-house underwriting and direct funding, Matt greatly values the flexibility that F&B affords him and his clients. If you are wondering what your purchase or refinance options may be, give him a call today!


"We wanted to send Matt a note of thanks for getting us through the closing process. We were very happy to be able to work with Matt and wanted him to know how much we appreciated his diligence and honesty throughout what can often be a stressful event in life, buying a house! Matt did a great job and did right by us through what I’m sure was also a very hectic time for him with transitioning to a new company. Thanks to Matt for sticking with us and by us throughout the process. We are absolutely thrilled with the house. This is a great start and home for our family.”

Jennifer and Balram G.

“Bob and Matt are great client advocates, ever watchful of market conditions and working to provide value. They are also very responsive and good about providing status updates.”

David C.

“Overall, F&B was very responsive, answered my many questions, and did a lot of patient hand-holding! Generally helpful staff, and my mortgage banker, Matt, actually answered his phone in almost every case and returned calls promptly otherwise, which is rare. F&B also worked very hard to get the loan completed on my tight timeline.”

David R.

“Bob and Matt Obermeier go beyond the call of duty for their clients. I know they sincerely care about my well being and work hard to find the best mortgage solutions for me. I will always call them first for any loan needs. Plus, Bob was extremely diligent and responsive to me in a timely fashion, and was very patient with me at the closing. I felt well taken care of.”

Andrea S.

“Matt was great. He was in constant communication with me and explained everything that was being done.  I felt that he asked the correct questions to make sure that I was getting the best deal for me.”

Satisfied Customer

“The best part of my experience was the knowledge, friendliness and supportive attitude of every individual I worked with. I was amazed at the patience and time given to me and we had complete changes of homes purchased. Thank you.”

Lynn D.

“I enjoyed everything, but I really appreciated the courier service delivering the documents to and from my work place.” 

Kevin W.

“I’ve known Bob and Matt for over 20 years and they deliver every time…what else can I say?”

Satisfied Customer

“Matt and Bob have help us on 5 or 6 other personal and family mortgages and have always been excellent to work with.   I would give them all tens!”

Satisfied Customer

"Matt provided outstanding service to me. I was able to call, email or text him at any time (even on weekends) with questions or for him to get me information, and he always delivered in an extremely timely manner. This is something that I just feel is not possible at a larger name company. It was an extremely personable experience."

Julia Porter

"Matt came highly recommended by my parents as well as a handful of co-workers...and they were right! He was extremely responsive and so easy to work with!"

Holly Rieser

"I'm self employed with ownership in eight different entities. Matt did a great job of working thru the complicated documentation / tax returns of my multiple entities in order to get for approval of my jumbo home loan."

David Parmley

"We felt as if our recent re-finance process was carried out in a very professional manner with very little effort on our part and with our needs respected and honored. Top notch service from the start!"

Timothy Kella

"Dealing with F&B Financial Group and Matt Obermeier in particular was an excellent experience during the refinancing of our home mortgage. This is the second refi we have done on our home with Matt, and he responds quickly to phone calls/emails and makes the whole process run smoothly. We would recommend Matt to all family and friends."

Satisfied Customer

"Our experience was excellent. Matt and the team were always available to answers questions while keeping the process moving."

Christopher Turner

"Matt has always been there for our family whether we wanted to refinance or sell or buy a new home. He is wonderful at telling us what to expect and helped everything go smoothly. We know that whenever we have a question Matt will respond promptly and accurately."

Jaclyn Rachocki

Matt was always available to answer our questions and help us make the best financial decisions regarding the purchase of our new home. He made the process seem very easy. He was extremely knowledgeable and helped educate us along the way"

Mallory Price

"I really didn't think I'd have a legit shot at the house but, Matt presented an alternative way, perfectly legit and sensible. We ran with it, actually I should say he ran with it and we gave input when and where it was required or otherwise. Sold."

Kelly Mahaffey

"One cannot improve on the level of highest excellence, which is standard set by Matt Obermeier."

Daniel Smith

"Matt was tremendously helpful with our financial transaction. Very knowledgeable while speaking in laymen's terminology. He went above and beyond working within our timeframe. Extremely accommodating scheduling meetings with my difficult schedule."

Kathryn Edelmann

"When my wife and I met with Matt, I knew right away we were in great hands. Matt was very patient with us (being first time homeowners) and walked us through every step and explained everything in detail, which we greatly appreciate. Matt took the time to educate us and was honest had our best intentions in mind throughout the whole process. I would VERY HIGHLY recommend Matt and his team to anyone looking for help in this field."

Nicholas Kellis

"We were first time home buyers and Matt was the only mortgage broker who actually took us step by step through the process and explained everything to us as many times as it took for us to understand each type of home loan. I can’t say enough good things about Matt, we put our full trust in him and his team and highly recommend them."

Lindsey Kellis